Debt Management

Financial problems aren't necessarily the result of poor money management. Sometimes situations beyond our control, such as divorce, death of a spouse, health problems or a change in household income can lead to financial hardship. Regardless of the cause, financial worries can impact both your work and family life.

YOU CAN BE DEBT FREE!

No matter how overwhelming your debt problem, CFC of Tidewater can show you how to take control of your finances. We've helped thousands of people just like you go from tens of thousands of dollars in debt to living debt-free lives. Imagine the joy of having your paycheck go toward things you enjoy instead of just paying off bills!

A professional Financial Counselor will sit down with you to review your financial history, help determine your total income, and establish a livable budget.

A counselor may recommend a debt management program that will help you pay your debts by negotiating with your creditors lower monthly payments, lower interest rates and the waiving of fees.

Each month you will send CFC of Tidewater a fixed amount to cover the reduced payments to your creditors that have been negotiated. Payments can be made by cashiers check, money order, government allotment or an automatic deduction from your checking account. CFC of Tidewater will then direct payments to creditors on your behalf.

All counseling is strictly confidential...

To schedule an appointment contact (757) 625-2227 ext. 112 or 115. Check out our Locations page for an office near you!