Housing Counseling

Foreclosures, delinquencies and evictions are stressful for the families going through them. Consumer Financial Counseling of Tidewater can help reduce this stress through money management programs and individual counseling. CFC counselors provide a thorough analysis of income, expenses and your overall financial situation. Counselors will assist you in negotiating with your mortgage lender to bring your house payments up to date. A mortgage and housing glossary is also available.

CFC of Tidewater is a partner in HomeNet, a community project to help first time home buyers become better prepared for home ownership. Learn the steps of home buying from searching for the perfect home to closing with a mortgage lender. For more information about HomeNet, please contact CFC of Tidewater at (757) 625-2227 x232. Counselors can provide pre-purchase counseling for first time home buyers to avoid future problems.

For senior citizen homeowners seeking a reverse mortgage, counselors can provide information to assist them in making an informed decision regarding a reverse mortgage.

Consumer Financial Counseling of Tidewater is approved by the U.S. Department of Housing & Urban Development to provide housing counseling for any type of mortgage: FHA (Federal Housing Administration), VA (Veteran's Administration), as well as conventional products. The U.S. Department of Housing and Urban Development has put together a comprehensive list of housing terms and definitions.